• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

A Happy Hippy Mom logo

Subscribe

Get the newest post sent to your inbox!

  • reviews
    • Toys
    • giveaways
  • Recipes
    • Coffee
    • Cookbooks
    • Recipe Index
  • Pets
  • Fitness | Health
  • Fashion
    • Beauty
  • Travel
  • Money Tips
    • Blogging Tips
    • Environment
    • Parenting
    • DIY Projects
  • Holidays
    • Holiday Gift Guide 2017
    • Halloween
  • Entertainment
    • Free Printables
    • News

2016/08/12

Remove Errors From Your Credit Report Today!

There could be a number of reasons why you might want to check your credit report. Perhaps you’re trying to minimize your debts or want to apply for a loan for a car. Or maybe you just want to gain more control over your finances. Whatever the reason, it’s always advantageous to check your report regularly. Not only to see what your current score is. But to ensure that all of the information stored on your credit report is accurate. If there are errors on your report, this could have an adverse effect on your score. This can potentially stop you from getting approved for loan in future. If you do discover an error, whether major or minor, try not to panic! Follow the steps in this guide and get them removed sooner rather than later.

woman laptop

Image credit

Contact the relevant provider

The first thing you need to do once you have found an error on your report is to contact the relevant provider. For instance, if your credit card payments have not been logged, you need to contact the credit card company. Have your credit report in front of you when you call and explain the situation clearly and calmly. There are a number of reasons why some mistakes are made from fraudulent activity to human error. So try not to blame anybody at this stage and work with the provider to establish what has happened.

Gather evidence

You may be required to gather evidence that proves that the error you are disputing is incorrect. This could be in the form of bank statements or receipts. These items will back up your claim and make the provider you are dealing with more sympathetic to your case. They may require you send copies of this evidence to them via email. If they agree and confirm that an error has been made, they should then update their accounts and records. The errors which have been made should then disappear from your report within a few weeks. This is because it can take time for the provider and the credit report agency to communicate and alter your report.

Get help and support

If the credit card company or provider doesn’t accept your error claim, contact the company supplying your report. It could be an issue with their system. It can also be beneficial to check other credit report agencies too. This will establish whether the mistake is being shown on their reports or not.

The agency will review the error and consider the evidence you provide to start an investigation. If this doesn’t get the results you desire, it can be beneficial to hire professional help. Fast credit repair companies and specialized attorneys can help you fight errors on your report. They will guide you through the process and assist you in getting these mistakes removed for good. Always read reviews and check success rates before you hire.

Now you know what you have to do, those errors on your credit report should no longer be a concern. Even the smallest mistake could affect your future. So don’t delay and get it sorted as soon as possible.

Please follow and like us:
error
fb-share-icon
Tweet
fb-share-icon

Filed Under: Money Tips

Discover more

setting up your business
date night
smile
home renovations
Choosing a Car
mindset and health
pack your car
hobbies

Primary Sidebar

Please Help Support! Check Out Solenne “Let Me Go.”

Cooking with Kids!

cooking with kids

Follow on Pinterest

Visit Michelle's profile on Pinterest.

Like on Facebook!

Follow on Twitter

Follow @ahappyhippymom

Giveaway

little bites mini chocolate chip cookies-holiday

NEW Entenmann’s Little Bites Mini Chocolate Chip Cookies & Visa Giveaway!

Disclosure: The coupons for product redemption, information, and gift card have been provided by Entenmann’s Little Bites snacks so that I could try the product and share my thoughts and information about Entenmann’s Little Bites snacks. The opinions expressed in this post are my own and do not reflect the opinions of Entenmann’s Little Bites…

Read More

pet owner-dog choking
animal-welfare-advocacy
owning-a-pet
Dachsunds
pet care

RSS A Happy Hippy Mom

  • Beauty Routines You May Not Have to Waste Your Time With
  • Starting Strong: Essentials Every Solo Entrepreneur Needs to Succeed
  • 4 Cute Date Nights that Won’t Drain Your Bank Account
  • 5 Tips for a Picture-Perfect Smile
  • 4 Home Renovations That Will Increase Your Property Value
  • Stylish and Practical: Choosing a Car That Suits Both Your Lifestyle and Family Needs
  • Six Tips To Improve Your Mindset And Health In 2025
  • How to Pack Your Car for a Weekend Getaway Without Overloading It
  • Hobbies You Can Easily Share With The Kids
  • Why Your Home Business Needs an Online Presence
  • Home
  • About
  • Contact Me!
    • Media Kit
    • PR Friendly Blog
  • Disclosure
    • Privacy Policy
    • Rules

Footer

beauty routines
home business
Putting your health first
preserving grandparents' cooking legacies
family meals
lamb shank
wordpress visitors

© A Happy Hippy Mom 2009 | All rights reserved