It has been rightly said that “he who would travel happily must travel lightly.”
To enjoy a safe and sound journey, one must do an extensive preparation and stay light-headed afterward.
Whenever you are going on holiday or traveling for business, planning a trip can be cumbersome. No one would want their travel to be ruined because of unforeseen events. For every traveler, whether domestic or international, it becomes essential to stay insured for the course of the trip. Having travel insurance saves you a lot of trouble from all kinds of undocumented events.
There are many destinations in India where you can reach easily by taking a road trip. Many bikers take the Leh-Laddakh trip to enjoy the serenity and explore the places in between. For such travel plans, it is a must to buy motor insurance to save you from any unfortunate events.
Traveling solo or with family, it is considerate to be extra careful. Many people who do not take insurance beforehand, may regret later if they get stuck in adverse circumstances. While you may opt for travel insurance, few others may consider it a waste of money.
Here are a few elements for them to consider being a firm believer of staying insured while traveling:
- Evacuates you through a medical emergency
If ever you’re stuck in a medical emergency throughout your course of travel, travel insurance keeps you covered. It may facilitate you to the nearest hospital. Also, if you are in a foreign land, it can help you get back to your country or your family under emergency circumstances while paying for your travel and medical bills.
- Saves you from the headache of losing luggage
You are traveling to your friend’s wedding, and somehow you lose your luggage in the airport having that particular dress. The insurance coverage for lost luggage will cover your expenses for lost essentials, meanwhile recovering your lost luggage.
- Helps you get through the lost passport process
It is among those worst situations which you would never want to think about. You are in a faraway land from home, and the most important thing to get you back home goes missing. The pain is immense, but having coverage can make it go away smoothly. If you’re insured, you will have hands-on assistance to get you through the process of acquiring a duplicate passport.
- You canceled your trip
Unforeseen incidents can occur anytime. If any day, you cancel your tour because you fall ill or there is the sudden death of your family member or any calamity occurred, travel insurance takes care of such instances. You will be able to recover most of the amount you’ve spent on the trip.
- Your flight gets canceled
Such events occur if there’s any glitch in the airbus or there is a case of natural calamity. There may not be anything to worry if you’re covered under the travel insurance plan. The unused money for hotel and flight booking will get refunded, once you claim.
If there is a case of prolonged delays in the flight schedule, the cost of stay during the period is also covered under travel insurance.
- Lost credit cards
Imagine walking down the street to get a cup of coffee. You put your hand in your purse to get out the credit card, but it is nowhere to be seen. Suddenly, you start receiving messages for the payments. Since you are insured, you will get prioritized assistance to claim the losses. The insurer will refund you the amount lost within a specific period of losing the card. While the insurer will refund the amount lost, it will also help in getting a new credit card.
There are many such instances where having a cover of travel insurance can save you from many headaches.
Travel insurance can become a blessing in disguise
Having travel insurance is a blessing for non-refundable expenses occurring during travel time. If any extreme event happens, such as an earthquake or a hurricane, you will get your refunds for all the unused costs. If your travel costs are high, it is advisable to include a thorough travel insurance plan to cover any unforeseen events. Also, while taking a road trip, it is wise to include motor insurance for your vehicle. It is equally essential to safeguard your vehicle along with self-security.
Believing in staying insured, while traveling, is believing in safe living.
