Today was one of those days when I seemed to be perpetually running late, the kid was especially whiny, my husband unbelievably forgetful (he forgot his keys, his wallet, our child waiting to be picked up from preschool) and the dog couldn’t decide whether to be inside or out and was unendingly pawing at the door from whichever side he happened to be on.
I’d always hoped I would be one of those moms who could gracefully balance work, play, kids and myself, but it doesn’t seem to be possible lately. I can’t even catch a break with a good hair day. Nevertheless, I will still endeavor to be a planner, a taker-carer (not just a care-taker), a person who foresees contingencies and a provider.
In that spirit, I’ve been looking into life insurance, because my family’s financial future is vitally important, especially in this uncertain economy. There are some valuable free resources and information about life insurance online.
For instance, Genworth Financial offers a life insurance calculator that will help you figure out how much life insurance you might need based on age and gender. Another tool they offer is a budget calculator, which gave an eye-opening look at how much insurance one is willing to pay per month and where in their budget they can save to both meet necessary payments on things like mortgage, schools and cars and look to cut down on unnecessary expenses such as lattes, movies and lunch money.
FTC Disclosure: “This post is in association with our friends at Genworth Financial.”